SNAP Benefits During Disasters, Misfortunes, & Theft

Disaster SNAP

Reference Documents

In the event of a large-scale disaster, states may request permission from USDA to operate a Disaster SNAP program (D-SNAP). D-SNAP has special income rules and a very simple application process. It provides SNAP benefits quickly to households that would not ordinarily qualify for them, but that suddenly need food assistance due to a disaster situation. D-SNAP may also include special provisions for existing recipients.

Replacement SNAP Benefits in a Misfortune

SNAP recipients who experience a household misfortune that causes their food to spoil or be destroyed can receive a replacement benefit. The loss of food can be due to a situation such as a storm or a flood, which affects large areas, or can be specific to a single household, such as a fire. The amount of the replacement benefit cannot be higher than the household’s usual monthly allotment.

Examples of Household Misfortune:

  • Extended power outage (four hours or more)
  • Flood
  • Fire
  • Equipment failure (refrigerator/freezer)
  • Failure to pay a utility bill

It is always possible for SNAP recipients who lose food in a household misfortune to obtain replacement benefits if the household:

  • Reports the loss within 10 days of the misfortune either verbally (by phone or in person) or in writing to their SNAP office, and
  • Returns a signed and completed LDSS Form 2291 within 10 days of the date of the reported loss to the SNAP office, either by mail or in person.
    • If the 10th day falls on a weekend or holiday, a form received the day after the weekend or holiday will be accepted by the SNAP office.
  • Uses Form 2291 to fulfill the requirements of both reporting the loss and submitting the form, instead of doing these two things separately. In this case, the form must be submitted within 10 days of the loss.

Other Things to Note:

  • The SNAP office should always issue replacement benefits if a household requests them and has experienced a power outage/shutoff of four hours or longer.
  • The SNAP office should not require the household to bring in spoiled food to verify need for reasons of health and administrative impracticality.
  • A household may not be denied replacement SNAP benefits because it has applied for replacement issuances in the past.
  • The amount of replacement benefits provided depends on each household’s food loss.
  • Replacement benefits are impacted by the time of month that the misfortune occurs. The later in the month the misfortune occurs, the lower the replacement amount will be. This is because a family would be eating the food they bought with their SNAP benefits throughout the month.

When Requesting Replacement Benefits:

  • Be aware that Form 2291 is a legal statement indicating a loss of food due to a household misfortune and the cost of the food lost.
  • The SNAP office/HRA center may use available information regarding power outages and flooding to confirm the accuracy of the statement.
  • When SNAP recipients fill out Form 2291, make sure that they complete the form and that their writing is legible.

SNAP Benefits Stolen Through Electronic Theft

As of October 1, 2025, SNAP offices are no longer accepting requests for the replacement of stolen SNAP benefits.

Congress ended the federal authority to replace electronically stolen SNAP benefits in December 2024. USDA recently informed NYS that it can no longer accept requests for the replacement of benefits stolen through skimming.

What is Electronic Benefit Theft?

Electronic benefit theft (also known as “skimming,” “phishing” or “card cloning”) is a type of theft that occurs electronically, even if the EBT card is never physically lost.

Skimming devices are placed on a store’s card-swiping machine to copy EBT, credit, and debit card information. Card information is then used to make fake cards (called “clones”) to steal money from accounts. Skimming can happen anywhere EBT cards are swiped. SNAP participants impacted by skimming often find out when they attempt to make a new purchase or check their EBT balance.

Phishing is a different type of fraud where people are tricked into clicking on a link, usually sent through text or email, that looks legitimate. These links often direct the SNAP recipient to a third-party website or attempt to coax the person into providing their EBT card number and PIN, enabling scammers to create a point of access to steal the victim’s SNAP benefits. NYS OTDA and SNAP Offices will never ask for SNAP EBT account information by phone or email.

What Should Clients Do if Their SNAP Benefits are Stolen?

Immediately contact the EBT Customer Service Helpline to report the theft and request a replacement EBT card by:

  • Calling 1-888-328-6399,
  • Visiting ebtEDGE,
  • Using the ebtEDGE mobile app.

The EBT Customer Service Helpline is available 24 hours per day, 7 days per week, and assists Arabic, Chinese, English, Haitian-Creole, Italian, Korean, Russian, and Spanish speakers.

How to Protect SNAP Benefits

USDA and OTDA encourage cardholders to safeguard their EBT cards and take the following actions to help prevent theft of SNAP benefits:

  • Keep the SNAP EBT PIN a secret. Cardholders should not share their PIN with anyone outside of their household. Cover the keypad when entering the PIN on a machine.
  • Lock the EBT card. Cardholders can use the new freeze/unfreeze card feature to help secure their EBT card and protect benefits from scam-related theft. See below for a “how to.”
  • Check the SNAP EBT account regularly for authorized charges. Change the EBT PIN immediately to stop the thief from making any new purchases. By changing the PIN, anyone attempting to gain access to the EBT account via a duplicate card will be restricted.
  • Check card reading machines to make sure there’s nothing suspicious attached to the card swiper or keypad. Skimming devices can be difficult to detect, but are often bigger than the original machine and may hide parts of the machine.

EBT Card Freezing Features

Cardholders can freeze their EBT card when it is not in use and then unfreeze the card to make a purchase. Follow these four simple steps to freeze an EBT card:

  1. Visit ebtEDGE or download the ebtEDGE app on your mobile device
  2. Securely log in to your account.
  3. Tap the new “Freeze/Unfreeze Card” icon on the home screen.
  4. Select “Freeze My Card Everywhere” and click “OK”.

Other Security Features of the ebtEDGE Mobile App and the Web Portal

Once clients set up their account, these security features can help them prevent scam-related electronic benefit theft and keep their benefits safe:

  • Check transactions and deposits
  • Block internet and out-of-state transactions
  • Change PIN (if needed)
  • Request a replacement card if lost, stolen, or damaged